Employee Benefits at Collin College
As a full-time employee of Collin College, many benefits are available to you
including healthcare coverage, retirement, opportunities for professional
development, free parking, and many others. Most of these benefits are free to
you and available to your dependents for a fee. For assistance or questions,
call Larry Merrill at 972.548.6664 or e-mail
lmerrill@ccccd.edu.
Medical Insurance
Medical/Health insurance coverage is available including traditional coverage
with a point-of-service (POS) BlueCross BlueShield of Texas plan. Collin pays
the employee's coverage with optional dependent coverage available at the
employee’s expense. Medical coverage on the employee for health, prescription,
vision, and basic life insurance coverage begins the first of the month after
the completion of a 90-day probationary period of employment. Medical coverage
for eligible dependents can begin that date too, if the employee enrolls
dependents within his/her first 90 days. Coverage besides those tied to the
medical coverage (health, prescription, vision, basic life) can be effective on
the employee’s first day, if elected on the first day, or on the first of the
month after the first 30 days, if elected within the first 30 days.
Prescription Drug Coverage
The medical plan covers prescription medications using a prescription drug card.
New prescriptions may be obtained through a participating pharmacy or through
the mail order service.
Vision Benefits
One annual eye exam per year is covered under the medical plan. Additionally,
discount benefits on glasses, contacts, and LASIK are available through certain
discount providers.
Basic Term Life Insurance
Coverage on the employee begins the first day of eligible employment and
includes $5,000 basic life insurance.
Dental Insurance
Collin College pays for employee dental coverage, if elected, and the employee
may choose between a traditional dental plan and a dental HMO plan.
Employee-paid coverage for dependents is also available.
Optional Employee-Paid Insurance Coverage
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Supplemental term life insurance in multiples of one to four times annual
salary.
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Dependent term life insurance of $5,000 (doubles in event of accidental
death).
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Accidental death and dismemberment coverage for individual or family.
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Short-term disability coverage; provides up to 66% of regular insured
monthly salary up to $10,000 for up to five months for qualified
disabilities and after 30 days of continuous disability and exhaustion of
available sick leave.
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Long-term disability coverage; plan provides up to 60% of regular insured
salary up to $10,000 and up to age 65 for qualified disabilities after 90
days of continuous disability and exhaustion of available sick leave.
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Long-term care (home healthcare and nursing home facility coverage) is
available through direct enrollment with John Hancock Insurance at the ERS
group rates offered to all state and higher education employees (as opposed
to higher individual rates).
Flexible Spending Accounts
Tax sheltered reimbursement accounts can be established for eligible
out-of-pocket medical/dental or dependent care expenses.
Retirement Programs
Voluntary Retirement Savings Plans
403(b) Tax-Sheltered Accounts (TSAs) and a 457 Deferred Compensation Plan are
available using mutual funds and/or annuities.
Eligible employees participate in one of the following state retirement plans in
lieu of Social Security:
