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Collin
County Community College District (Collin College)
 
Collin College insurance options as offered through the
Employees Retirement System of Texas (ERS) include:
*To find Health Provider information, visit the
Health/Select ERS
Blue Cross/Blue Shield
Provider Finder link.
Who qualifies for the State's group insurance program
and premium contribution?
The State of Texas provides a financial contribution
toward the cost of health plans for employees who are
budgeted for full-time work for a period of
at least four and one-half months in a fiscal year in a
regular, salaried position.
I don't qualify for the employee health insurance plan. What can I
do to get insurance coverage?
To search for coverage online, you may
try one of the following free services. Collin College does not
endorse these search services nor does Collin College endorse any
individual health plan obtained using one of these services.
A new employee has only 30 calendar days from
the first day of employment to elect coverage other than health for employee only
and/or eligible dependents. Coverage other than health
begin on the employee's first day, if elected the first
day, or on the first of the month after the employee
enrolls, provided he/she enrolls within the first 30 days of
employment. Optional Term Life III and IV
require evidence of insurability (EOI) or proof of good health first, even for a new employee.
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A new employee has 90 calendar days from the
first day of employment to elect or waive/decline health coverage for the employee and
eligible dependents without having to provide evidence of insurability
(EOI) or proof of good health. Health coverage for
employee only and/or eligible dependents that is elected during
the employee's first 90 days takes effect the first of the month
after the first 90 days.
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The State of Texas covers the monthly premium cost
for Employee Only health coverage, which includes $5,000 basic term
life insurance and $5,000 AD&D coverage, medical and
prescription drug coverage, and vision exam coverage.
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Additionally, Collin College pays the cost for Employee Only
dental coverage.
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Employees pay monthly premiums for dependent health,
dental, and life, and for AD&D and disability through monthly
payroll deduction.
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Long term care is offered
through direct pay with CNA Insurance. No evidence of
insurability (EOI) is required for the employee if the employee
enrolls during his/her first 30 calendar days. EOI is always required for
a spouse. Contact CNA
directly at 877-895-6762 for details.
What
are the monthly premiums?
Premium Calculation
Worksheet
Collin College insurance and TexFlex programs are administered
by the Employees Retirement System
of Texas, or
ERS, in Austin, Texas.
Contact ERS for more details:
http://www.ers.state.tx.us/insurance/medical/healthselect_resources.aspx or call
877-275-4377
FAQs /
Frequently Asked Questions about Insurance
Summer Enrollment - Every summer, an annual limited enrollment period is
held to allow employees to make certain changes to insurance and TexFlex
that they might not otherwise be able to make during the plan year
(September through August).
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Changes must be made during the
designated period, usually part of July and/or August, with allowable
changes taking effect the following September 1st.
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Link to
ERS
OnLine if you wish to make your changes online. You
must use your personal password assigned by ERS. Human Resources does not have your
password. NOTE: Some changes require that you
apply
through the EOI process and receive approval from the
insurance company first. Changes that require EOI approval cannot be made
online.
Information about Summer Enrollment opportunities and
the deadline is submitted to all employees via e-mail from
ERS
and Human Resources, starting in early May and
continuing through the last week of Summer Enrollment.
Insurance for Certain
Associate Faculty
Associate Faculty - Benefits Summary
History of Changes
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May 1, 2003: Insurance
Changes |
Sept.
1, 2003: Insurance
Changes |
Sept. 1, 2004: Associate/Adjunct Faculty Insurance/TexFlex Eligibility |
Sept.
1, 2004: Insurance
Changes |
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Do you know the
difference between vision/eye insurance for an eye exam using a
HealthSelect plan eye specialist versus vision discounts on
eye products (glasses, contacts) using different
providers? See e-mail from May 2003
and Vision One
benefits flyer. Also, see Vision Benefits web page. |
Senate Bill 1370 changes criteria for RETIREE
INSURANCE ELIGIBILITY -- Must now meet Rule of 80 or be age 65+ with
10+ TRS/ORP years service credit. Prescription drug deductible added: $50 per
plan
year.
GEHA
is new Dental Choice Plan company.
GEHA replaces CIGNA. |
New for
certain Associate Faculty: Group insurance and
flex plan eligibility for the State of Texas
Group Benefits Program through ERS, under current
State law, if you taught at least three credit
hours or one credit course each of the last six long
semesters (Fall and Spring) over the last three
years, AND are scheduled to teach at least twelve
hours at some point during the
academic year. Associate faculty
are not eligible for a State contribution toward health insurance
premiums or any other coverage under the State's
plan. |
HealthSelect / BlueCross BlueShield of Texas
plan premiums increased 5.13%. The State and Collin College will continue
to pay 100% of member only premiums and 50% of dependents’ premiums for
health insurance.
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Home
. Benefits Summary . FAQs
. Beginning Employment . Insurance
.
ERS .
TexFlex
. Retirement . TRS
. 403(b) TDA . Leave
Benefits . MetPay
. Part-Time . Resources/Contacts
. Miscellaneous
Benefits . Ending
Employment . Special
Instructions
Monica
Barron
Copyright
2003-07 (Collin College)
Last
reviewed or revised 06/2007
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